Complete Guide for Living on a Narrowboat

Living on a narrowboat is a unique lifestyle that combines freedom, adventure, and the charm of simple living. However, it also requires adaptation and planning, such as optimising storage space, energy and water management, maintaining a healthy lifestyle, safety, and emergency preparedness.

In addition, before embarking on this unique lifestyle, please understand its living costs. The cost of living on a narrowboat is around £7,500-12,500 per year, excluding the purchase of the narrowboat.

This article will explore the legalities of living on a narrowboat, its advantages and challenges, its costs, and how to live on one. Besides, living on a boat is inconvenient, especially for electricity. So, we highly recommend Jackery Portable Power Station to power your appliances with higher capacity and portability.

Is Living on a Narrowboat Legal? 

Living on a narrowboat is legal in the UK, but some rules and conditions apply. Here's what you need to know about mooring rules and council tax for living on a narrowboat.

Mooring Rules for Narrowboats

Theoretically, you can live on a narrowboat on a canal or river, like thousands of other boaters. However, you'll likely not be able to stay in one area and will have to move around. Most short-term moorings are limited to a maximum stay of two weeks, sometimes as little as 48 hours. After that, the boater must continue sailing and moving. If you don't move far enough or often enough, you could be refused a licence, fined, or even have your narrowboat seized.

If you want to moor on a canal or river for a long time, you must moor at a "residential mooring". A residential mooring is like any other house, but the difference is that it floats on the water and has a view of the seaside. In addition, your mooring becomes your registered postal address and legal place of residence in the UK.

Do I Need to Pay Council Tax to Live on a Narrowboat?

Living on a narrowboat in the UK may or may not require council tax. If you are a long-term cruiser and do not have a permanent mooring, you do not have to pay council tax. However, if you live at a residential mooring, you do have to pay council tax as this is your permanent address.

In short, living on a narrowboat is possible, but you must strictly follow the rules for moving or mooring it and bear the corresponding costs.        

Why Do People Choose to Live on a Narrowboat? 

The narrowboats that meander through the canals of the UK are a witness to history and a unique lifestyle that more and more people choose. So why is living on a narrowboat so attractive to people? Here are the main reasons:

Freedom and Mobility

The UK has a vast canal network covering most of the country. And for those who want to live on a narrowboat, choosing where to live is a privilege. Many narrowboat residents moor on a rural or suburban canal to enjoy a quieter, closer-to-nature life.

Minimalist Lifestyle

Since narrowboats have limited space (usually about 2 meters wide and 6-20 meters long) and cannot accommodate many items, living on a narrowboat is a great way to enjoy a minimalist lifestyle. In addition, some people choose narrow boats to reduce their carbon footprint, as boat life usually consumes less energy.

Save Money

In the UK (especially in large cities such as London), house prices and rents are high, making traditional housing unaffordable for most people. Although living on a narrowboat is not entirely free, it is much cheaper than most mortgages and property purchases. In addition, living on a narrowboat consumes less gas, electricity and water than a traditional house.

Make New Friends

There is an authentic community atmosphere at many narrowboat anchorages. Although the boating community is diverse, they care for each other and are supportive. In addition, you are likely to meet countless new friends in narrowboat life who share your passion for life.

The Challenges of Living on a Narrowboat 

In the UK, living on a narrowboat is a unique lifestyle. Although it is full of romance and freedom, it also faces many challenges. The following are the main challenges of living on a narrowboat:

Limited Space on Board

The width of a narrowboat is only about 2 meters, and the internal space is limited. Items must be simplified and have high storage capacity requirements. The kitchen, bedroom, and bathroom may need to share space, which requires clever design, such as folding furniture. In addition, if too many people live on it, the lack of privacy is also a problem that needs to be considered.

Poor Infrastructure

Most people living on a narrowboat rely on coastal facilities. For example, it is necessary to dock at the dock regularly (once every 1-2 weeks) to replenish freshwater or discharge sewage. If it relies on solar energy, there may be insufficient electricity on rainy days, resulting in delayed hot water supply and limited use of electrical appliances. In addition, laundry and shopping rely onshore facilities, and the emergency response speed is slowed.

Poor Ventilation and Thermal Insulation

The hull of a narrowboat generally has poor thermal insulation. In winter, living on a narrowboat requires relying on coal or diesel for heating, and water pipes may also freeze. The cabin is small and hot in summer, so ventilation design or sunshade measures are needed.

Daily Maintenance Troubles

The power (battery pack), water supply (water tank), and sewage treatment (toilet system) systems on narrowboats need frequent maintenance. In addition, the humid environment accelerates the corrosion of the narrowboat's hull (wooden structure), and frequent failures in winter are costly to repair.

Lack of Security

Most thieves and vandals may regard narrowboats as easier targets. Therefore, if you plan to park your narrowboat in a remote mooring point, you may need additional security measures, such as high-quality locks and alarm systems. In addition to the risk of theft, rising water levels may also affect the mooring safety of narrowboats.

Frequent Moving

If you choose the "continuous cruising" lifestyle, you will not have a permanent postal address and must change your mooring point every two weeks. Long-term mooring spaces in some popular areas (such as London) are scarce and expensive and must be applied in advance. Therefore, this lifestyle is not ideal if you are tied to one place because of work or study.

How to Live on a Narrowboat? 

Living on a narrowboat is a unique lifestyle that combines adventure, freedom and tranquillity. Whether you want a change of pace or to get closer to nature, this alternative lifestyle can be enriching. However, it takes careful planning and some tips before experiencing this unconventional way of living.

Tip 1: Space Optimisation and Storage

One of the challenges of living on a narrowboat is limited space. You can choose foldable or convertible furniture, such as sofa beds, folding tables, storage benches, etc. Installing shelves or hooks on the wall to hang storage can make full use of vertical space.

In addition, the space under the bed and seats should be used to store seasonal items and vacuum bags should be used to store clothes. Regularly clearing clutter and avoiding hoarding is essential to maintaining a comfortable living environment.

Tip 2: Energy and Water Management

Living on a narrowboat requires efficient energy and water management.

Electricity: Most people living on a narrowboat connect to shore power when docked at a dock. Nowadays, more people choose to install solar panels and batteries (supplemented by generators or shore power) to solve the power problem and avoid relying on shore power for a long time. Also, choose low-power alternatives for electronic devices and appliances, such as energy-saving LED bulbs.

A portable power station, like a Jackery Portable Power Station, can be very suitable for living on a narrowboat for several compelling reasons, especially considering the unique power challenges of life on the water. Narrowboats often moor in locations without access to mains electricity. A portable power station provides a vital power source for essential and comfort devices when you're not plugged in at a marina.

Water: Freshwater tanks in narrowboats typically hold 500-1000 litres and must be refilled regularly at the marina. Fresh water is limited when living on a narrowboat, so be mindful of water conservation, such as using water-saving showerheads.

Tip 3: Seasonal Adjustments

Unlike living in a traditional house on land, living on a narrowboat can be difficult or dangerous due to changing weather conditions. So be prepared and make necessary adjustments based on the climate and season.

Summer: To keep the boat cool in the summer, you can install awnings or a rooftop ventilator. A dehumidifier or natural moisture absorber (such as bamboo charcoal) can also help you control humidity in your narrowboat.

Winter: In the winter, you can keep warm by adding double glazing and foam insulation or using solid fuel stoves and diesel heaters. Be mindful of ventilation to prevent carbon monoxide poisoning. You must also take additional anti-freeze measures, including wrapping water pipes and draining idle water tanks.

Tip 4: Maintain a Healthy Lifestyle

Living on a narrowboat is an excellent opportunity to enjoy a healthier and more active lifestyle. You can make the most of the natural environment near the canal or marina to enjoy outdoor activities.

For example, you can walk in the morning or evening, jog, do yoga or cycle. Moreover, buy fresh produce nearby to prepare a hearty and nutritious meal. Although there are fewer recreational activities you can try on a narrowboat, you can take the opportunity to experience activities such as fishing, bird watching, painting, etc.

Tip 5: Safety and Emergency Preparation

Living on a narrowboat requires the following safety and emergency preparations.

Fire Prevention: Please install smoke alarms and fire extinguishers on your narrowboat.

Network: You don't have to worry about network problems if you have a router and signal booster.

Flood Risk: Avoid rivers prone to flooding in winter and pay attention to Environment Agency (EA) alerts.

Emergency Items: Spare fuel and first aid kits are necessities for living on a narrowboat.

Emergency Skills: Learn basic skills, including engine repair and plumbing, to prevent being lost during a breakdown.

Tip 6: Adjustment of Psychological Conditions

If you live alone on a narrowboat, you will inevitably feel lonely. Regularly calling friends and family or inviting short-term visitors can alleviate your loneliness to a certain extent. If seasonal emotions occur, try using SAD lamps (seasonal affective disorder lamps) or supplementing with vitamin D to adjust.

Jackery Portable Power Stations for Living on a Narrowboat 

While cruising, the engine's alternator charges the boat's primary batteries. However, a portable power station, like Jackery Portable Power Station, can supplement this, especially if your charging system is less efficient or your power needs are higher.

Unlike diesel generators, portable power stations produce no exhaust fumes and operate silently. This is crucial for maintaining a peaceful environment on the waterways and respecting fellow boaters. Relying on battery power reduces one's dependence on fossil fuels, contributing to a greener way of life.

Jackery Portable Power Stations can be recharged via solar panels (ideal for maximising off-grid living, assuming you have the space and sunlight), the boat's 12V or 24V system while cruising, or via a mains outlet when available. It offers flexibility in keeping your power topped up.

Jackery Explorer 2000 v2

With a 2042Wh capacity and a continuous output of 2200W (and a 4400W surge peak), the Explorer 2000 v2 can power many appliances commonly used on narrowboats. It includes:

Lighting: Running multiple LED lights for extended periods.  

Refrigeration: Keeping food fresh in a 12V or low-power AC fridge.  

Electronics: Charging laptops, phones, tablets, cameras, and other essential devices.  

Small Kitchen Appliances: Power lower-wattage appliances like blenders or coffee makers (note that some coffee makers can draw 750W-1200W, so check the specifications).

Entertainment: Running TVs, sound systems, and other entertainment devices.  

The large capacity allows for extended periods away from marinas with shore power connections, enhancing the freedom of narrowboat life.

Features of Jackery Explorer 2000 v2:

Weighing just 17.5kg, the Jackery Explorer 2000 v2 weighs less than other large devices, making it easier to tote along on all outdoor expeditions. It is 41% lighter and 34% more compact than standard 2kWh LiFePo4 portable power stations. Utilising the latest CTB (Cell-to-Body) technology employed in electric vehicles, it maximises space and guarantees a more secure structure, providing a more compact, stable, and safer energy source.

The Jackery Explorer 2000 v2 functions in Silent Charging Mode at a noise level below 30dB, meaning it "will not disturb." Advanced intelligent temperature regulation modulates fan speed based on ambient and component temperatures, minimising operational noise for an almost silent experience.

It features three AC ports with a total output of 2200W and a substantial capacity of 2042Wh, effectively fulfilling the power requirements for a narrowboat. Additionally, the USB-C PD 100W connector facilitates rapid charging of electrical devices without requiring an extra adaptor.

Jackery Explorer 1000 Plus

The Jackery Explorer 1000 Plus offers a compelling power solution for narrowboat living in the UK with its 1264Wh capacity, 2000W continuous output (4000W peak), and expandable from 1.25-5 kWh capacity. Here's a breakdown of how it can help:

Lighting: This power source provides extended illumination for LED lights, which are crucial for comfortable living in the evenings and dimly lit areas of the boat.   

Refrigeration: You can run a 12V or energy-efficient AC fridge to keep food fresh, which is especially important for longer trips away from shore power.

Electronics: Charges smartphones, tablets, laptops, and cameras, keeping you connected and entertained.  

Appliances: Can run lower-wattage appliances like blenders, water pumps, coffee makers (check wattage), and fans for added convenience.

The Explorer 1000 Plus features an impressive 1264Wh durable LiFePO4 battery and a 2000W full-power pure sine wave inverter, supplying sufficient energy for almost all essential devices. Remarkably, it can augment its capacity to 5kWh by incorporating up to three more battery packs.

Employing Jackery's exclusive technology, the Explorer 1000 Plus's capacity can be augmented from 1.26kWh to 5kWh by adding up to three supplementary battery packs. Furthermore, it features a maximum output of 2000W, exceeding the standard 1kWh LFP power plants by 20%. It can charge a camping kettle (750W) for 1.3 hours.  

The MPPT technique guarantees 99% efficiency in solar charging. A wall charge from 0% to 100% of the battery requires 100 minutes, while solar charging with four SolarSaga 200W solar panels takes 2 hours. With automobile charging capabilities, you will no longer need to worry about depleting power while outdoors.

The LiFePO4 battery system is secure and durable, equipped with a proprietary BMS (Battery Management System) that includes integrated protections. After 4,000 charge cycles, the battery retains 70% capacity, guaranteeing a lifespan of 10 years with daily charging. This yields an exceptional cycle life that is eight times longer than that of competitors.

How Much Does It Cost to Live on a Narrowboat? 

While living on a narrowboat can give you a unique and liberating lifestyle, it's essential to understand the financial implications before you get started. You'll find all the basic costs of living on a narrowboat below:

Initial Purchase Costs

Depending on the specification and features, you can expect to pay anywhere from £20,000 to £150,000 for a narrowboat (including second-hand ones). However, second-hand narrowboats may need refurbishment, costing thousands of pounds.

Mooring Fees

If you're paying for a residential mooring, this can range from £2,000 to £6,000 per year. Depending on location and facilities, non-residential moorings can cost from £1,000 to £3,000 annually.

License Fees

The cost of a Canal and River Trust (CRT) licence is usually calculated based on the boat's length. For example, a 50-foot (approximately 15 metres) boat can expect to pay around £1,000 to £1,200 per year for its licence. In addition, some rivers require special licensing, which usually costs between £500 and £800 per year.

Insurance Costs

Third-party liability insurance is a legal requirement for all narrowboat owners and usually costs between £ 100 and £300 per year. Comprehensive insurance for narrowboats costs around £300 to £600 per year.

Maintenance Costs

Narrowboat maintenance costs usually cover annual engine servicing (£150 to £300), hull blackening every 2-3 years (£500 to £1,000) and general routine maintenance (£1,000 to £1,500). In addition, you will need to set aside around £500 to £1,000 per year for unforeseen repairs.

Fuel Costs

For most narrowboats, budget around £500 to £1,000 per year for diesel for propulsion and heating. Expect to spend around £100 to £300 per year on gas, mainly for cooking and some heating.

Utilities

If you use shore power at the marina, the cost is usually £300 to £500 per year. Water charges are generally included in mooring fees—budget around £200 to £400 annually for coal or wood for a solid fuel stove.

Council Tax

If you have a residential mooring, you can expect to pay around £1,000 to £1,500 in council tax per year.

Living Expenses

Like living on land, living on a narrowboat comes with living expenses, around £2,000 to £3,000 per year. In addition to basic living expenses, you may also have extra expenses such as mobile internet (which costs around £20 to £50 per month) and laundry (around £200 to £400 per year).

Data Source: Insuremy

The above data is for reference only. The data may vary due to various factors (brand, region, living habits, etc.).

Living on a Narrowboat FAQs

The following are the frequently asked questions about living in a narrowboat in the UK.

1. Is living on a narrowboat as a long-term mooring or cruise better?

Both long-term mooring and long-term cruising have their advantages and disadvantages.

If you love to travel and can commit to a new place every 14 days, you can consider the narrowboat life of "long-term cruising". However, long-term mooring suits you if you have a suitable residential mooring and want to enjoy a quiet, narrowboat life.

2. Is it expensive to live on a narrowboat?

If you own a narrowboat, the annual living cost is around £7,500-12,500 (excluding the purchase of the narrowboat). (Data Source: Insuremy)

According to the Office for National Statistics, the British average weekly earnings (AWE) in February 2025 are estimated to be a total income of £716. The cost of living on a narrowboat (£7,500-12,500) accounts for about one-fifth to one-third of the revenue for seven years.

According to the Office for National Statistics, the average private rent in the UK in March 2025 is £1,332 per month, so living on a narrowboat (£7,500-12,500) is not expensive.

3. Do you pay council tax if you live on a narrowboat?

If you live on a residential mooring, you must pay council tax. However, you do not need to pay council tax if you are a long-term cruiser with no fixed mooring.

4. Is it cold on a narrowboat in winter?

Most ordinary narrowboats do not have heating, so many people worry that they will feel cold when living on them in winter. However, when you live on a narrowboat, you only need to heat a small area to speed up the boat's heating. Most people use diesel, wood stoves (multi-fuel stoves) or electric heaters to warm their narrowboats.

Final Thoughts

In short, living on a narrowboat represents the British people's pursuit of a free and simple lifestyle and is also a pragmatic choice to deal with high housing prices. Therefore, this lifestyle is particularly suitable for people who yearn for nature and focus on experience rather than material accumulation, but they also need to adapt to its unique challenges.

By following the analysis of the unique lifestyle mentioned in this article and mastering practical life tips and tricks, you can experience narrowboat life better. Also, a Jackery Portable Power Station could bring comfort and convenience to your narrowboat life.